Installment loans - The best way to have a financial revival

Everyone wants a regular cash flow even if there is no full-time job. You are not an exception. Do you know the best way to do it besides your monthly income? It is none other than installment loans in the UK.

At 1OneFinance, we offer these loans on borrower-friendly deals, including easy-to-qualify and easy-to-apply features. You need to come online to apply for these loans, and we do not need any documents in support of your application.

How to define installment loans?
Installment personal loans are short-term loans that one can obtain during a financial emergency or a need. You do not need to place any collateral to borrow the funds.

Availing of these loans from a direct lender will benefit you in getting funds instantly without any hassle. You do not need any broker to approach us, as we bring loan benefits directly to your financial interests. Indeed, we bring loans for you irrespective of your past credit.

How much is the possibility of installment loans for bad credit?

One of the primary elements of getting a loan is the credit score.

Mainstream lenders are too specific on the individual credit score before assigning a loan application. They prefer those with good credit scores. On the other hand, you need to approach direct lenders like us to get installment loans for bad credit people.

We pursue a flexible approach while reviewing loan applications. We also consider the individual credit rating but consider other factors too. We are very particular about your monthly income because it defines your loan affordability.

Getting installment loans from direct lenders (as we are) with no issue of poor credit scores includes several features. Some of them are:-

  • Competitive Interest Rates
  • No Documentation
  • Flexible Repayment Terms
  • Higher Approval Rates
  • 100% Online
  • CCJ Accepted

You should apply now for these unsecured personal loans for bad credit if you want to avail of these loan features.

What are the advantages of installment loans for bad credit?

You are our elite borrower, and thus, we do not disappoint you just because you have a poor credit score. We have ready-made installment loans for bad credit people, which include the following advantages:

  • No delay in obtaining a loan

    The most significant advantage of getting installment loans in the UK from direct lenders only is no involvement of any third party. You do not need a broker to contact us, as you can do this directly.

  • Ideal during an unemployed situation

    Numbers are big of those individuals who are unemployed and have poor credit as well. They need support during urgencies, and we are ready for this by offering installment loans for the unemployed.

  • Improvement in the credit scores

    Installment loans include fixed monthly repayments, so you can easily keep the installment from your income. It will allow you to make timely payments, and it is what you need to improve your credit score.

  • Usable loans for business purposes

    We do not mind offering business loans for bad credit people if they show their loan affordability. These are mostly suitable for start-ups or those who have small businesses to run. There are other qualifying criteria that you can know after contacting us.

How should i prepare for bad credit installment loans?

It is correct that you have an easy road to getting bad credit installment loans with us. Still, there must be some efforts from your end on which you should be sincere. Our experts have pointed out some suggestions, especially for you. These are:

  • Affordability is the key factor, and you should choose only that amount which you are sure to repay on time;
  • If possible, keep your credit report ready, as it will help us to prepare an affordable loan deal for you (if you do not have one, then you can still apply);
  • Installment loans for bad credit people are also available for those who have issues like bankruptcy, default, or CCJ, but these should not happen for the last two years;
  • If you are unsure about the loan repayments, it would be better if you apply for loans jointly with your spouse or a close friend earning a stable monthly income.

Work on these tips and choose one of the most responsible direct lenders for bad credit installment loans, i.e., 1OneFinance.

Can i seek installment loans for bad credit with no guarantor?

There is one common problem among people with lower credit scores, which is not having a guarantor. Some lenders are strict on this norm and straightway deny the loan application, not having the signature of the guarantor.

If you have the same problem, then the time has come for you to get installment loans for bad credit from direct lenders only with no guarantor.

We are ready to allow you a loan with no guarantor. Instead, we trust your repayment capacity even if you are earning part-time income. However, there are some conditions, such as:-

  • You should not have too many debts while applying
  • You are applying with a co-signer who is equal to you in getting loan benefits
  • You have been doing very well in recent times, especially in making all payments before the due date
  • You are asking for only an affordable amount manageable from your monthly income

With no guarantor option, you can quickly avail of bad credit installment loans from a direct lender in the UK marketplace.

However, you can only ask for a small amount to borrow for a small duration. There is nothing to be bothered about the interest rates. If you want larger funding, you can apply with a guarantor possessing a good credit score or a homeowner.

Alternatively, you can show your repayment ability by receiving unemployment or other benefits. Based on that, doors of getting installment loans on benefits in the UK are open with us.

How do i apply for installment loans for bad credit?

At 1OneFinance, there will be a smooth way to apply for installment loans with direct lenders’ facilities. As you know, we accept only online loan applications, which pave the way for us to approve a loan for you as early as possible.

We have a proven record of same-day loan acceptance and fund disbursal. The prime reason is our uncomplicated application procedure, which involves only a few steps like these:

1. Complete the Application

Fill out an online application form, which is not multiple pages. It is a single page which only a few details to submit.

2. Receive an Instant Quote

We will soon mail you a loan quote with affordable interest rates and repayments. Analyse and approve it immediately.

3. Receive Funds on the Same Day

Within a few minutes, you get a text message that your bank account has received a particular loan amount.

On most occasions, fund disbursal comes on the same day. Sometimes, it gets delayed if there is a national holiday or corrections are required from your end.

Our experts will guide you, and even they can come to your doorstep to bring everything under control. It is a significant benefit of applying for installment loans for bad credit from direct lenders only in the UK.

Can i get a longer term than a 12-month loan with bad credit?

Usually, you get 12-month loans from a direct lender to have easy monthly installments. With us, you get something different scenario. We have categorised our loans according to 3 different terms.

Payday Loans for Bad Credit 12 Month Loans for bad credit and no guarantor 36-Month Installment Loans
  • A very small loan ideal for financial emergencies
  • Repayment is made on the next salary day
  • No credit check
  • Slightly higher interest rates
  • Manageable monthly installments
  • Perfect for both planned and unplanned expenses
  • Competitive interest rates
  • Soft credit check
  • Suitable for larger financial goals or purchase
  • Lower interest rates
  • Unsecured and secured options available
  • Longer duration

Why 1OneFinance for bad credit installment loans?

Choosing a reliable direct lender for installment loans for bad credit is crucial. You cannot take any further risk as you already have credit mistakes in the past.

There are many aspects on which you can find us as the most trustworthy online lending firm when it comes to getting bad credit loans from direct lenders only.

  • No Threat to Your Personal Details
  • Yes to Every Credit Score
  • No Surprising Fees
  • Yes to Every Loan Application
  • No Compulsory Rules to Impose
  • Yes to Every Financial Situation

If you have already decided to apply for bad credit installment loans from direct lenders, then you will appreciate your decision to choose 1OneFinance.

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Can I get installment loans for bad credit near me?

Yes, you will receive your loan nearest to your location. We are an online lender, and thus we have a presence all over the UK. You only need to submit your loan application online, and you will receive the needed amount on the same day.

Will I pay higher interest rates on installment loans with no credit check?

We can provide installment loans with no credit check facility, but it does not mean higher interest rates will be there. We offer only affordable loans, and interest rates will remain manageable.

What is the full cost of applying for installment loans?

You will receive the entire loan cost in the initial quote you receive. There will be no upfront charges and surprising costs. You must pay the interest rates alongside the principal amount in the scheduled monthly instalments.

What is the highest amount I can borrow?

With installment loans for bad credit and no guarantor, you can get a maximum of up to £10000. However, the final amount will depend upon your affordability and financial circumstances.

What are the alternatives of installment loans for bad credit with no guarantor?

Installment loans are a useful option if you have lower credit scores. However, you can also consider some alternatives like:-

  • Personal loans
  • Bad credit loans
  • Payday Loans
  • Short-Term Loans
  • Doorstep Loans
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