Warning: 1One Finance restricts the process of extra fees and upfront fees against the loan.

Safe & Secure Application

Safe & Secure

No Credit Check

No Credit

Bad Credit Accepted and No Fees

Bad Credit

fund transfer in 1 min

Fund Transfer

Want a Loan Today?

Your urgent funding needs will be fulfilled here. We bring everything instantly only for you.

  • Choose an Affordable Amount

    Analyse your current financial capacity and ask for a manageable amount.

  • Seek Credit Score Improvement

    Our flexible loan repayment terms allow improving your credit score from now.

  • No Guarantor is Needed

    Apply for any loan. You do not need to approach someone to be your guarantor.

How much money do you need?


By clicking "Get Started" I consent and agree to the Privacy Policy, Terms & Conditions of Use, Marketing Practices and E-Consent. I understand that by submitting my information, I may be contacted by a lender.

Borrow money from the most reliable lending hub in the UK

Your financial life does not have just one sweet taste. Eventually, you have to gulp some obstacles that generate the need for quick funding. During this scenario, you want to borrow money in the UK.

1OneFinance brings a promising lending hub where you can get financial relief with instant loan approval.

Whenever the voice of ‘I need an urgent loan’ comes from your inside, you can call us anytime and anywhere. We bring tailor-made financial solutions through payday loans with no credit check facility.

Whether you have a poor credit history or no credit record to show us, you can still qualify for our bespoke loans.

Everything will be straightforward when it comes to the loan process. We have a settled online loan process for both short-term and long-term loans for bad credit people.

  • Competitive Interest Rates
  • Flexible Repayment Terms
  • No Upfront Charges

I need money now! Apply for any of our loans

Indeed, you have peace of mind due to constant financial issues. You start searching by mentioning, ‘I need money now’.

During this practice, you will find us standing right at the top. We vouch for bringing the most relevant funding solutions to satisfy your desire to get a loan today from a trustworthy UK lender.

We have prepared a long list of loan products, and all of them are like solutions to various financial matters of daily life.

For instance, some may want quick funding to manage unexpected expenses. For them, we have brought unsecured loans. These are risk-free options and good sources to get immediate funds to your bank account.

We offer many such loan options available on flexible terms and conditions. Some of them are:

Loans for Unemployed

No Guarantor Loans for Bad Credit

No Guarantor Loans
Instalment Loans

Instalment Loans

Instalment Loans
Bad credit Loans

Joint Loans

Joint Loans
Unsecured Loans

Unsecured Loans

Unsecured Loans

View All

Are you unemployed but need money now?

Not earning a full-time income means you will have many financial obstacles. Therefore, you need money now to survive and sustain.

1OneFinance favours you in such circumstances by bringing personalised loans for unemployed people. These are specialised funding where quick loan approval is followed by same-day fund disbursal.

We know that funding to a jobless individual will always be a risk. Still, we are ready to take that risk by offering almost guaranteed loan approval.

If not the fixed monthly earning, we accept your loan application on your part-time earning. Therefore, whenever you need money now as an unemployed, you can approach us as your most dependable lender in the UK.

These loans will have the following benefits for your financial interests:

  • You will get assured approval since you are showing your repayment capacity with side income;
  • If you are still not getting any income but living on benefits, we are prepared to offer loans for people on benefits
  • While applying for the loans, you do not need to place any collateral or arrange a guarantor;
  • Application will be online, and it does not involve documentation or legwork;
  • The interest rates will be the most competitive in the UK loan marketplace
need money now

Need emergency money now for your business?

Are you planning to have your own business? Have you just started your company but need urgent money to manage early expenses? If you answer yes, you should start applying for our start-up business loans in the UK.

These will be small business loans available with fewer formalities and instant approval. We are fine with whether you have just commenced your business or have a poor credit score.

We bring easy loan approval on your affordability and future planning to get maximum returns. Our loans do not impose too strict because you need emergency now from the UK lender.

You will have the following loan benefits to sustain your business growth:-

Funding Everywhere in the UK

We provide funds to various start-ups, irrespective of their locations. Our vast online network is easier to access without any hassle.

No Issue of Bad Credit

We are a specialist in business loans for bad credit. We consider another factor while approving, not just your credit score.

Affordable Interest Rates

You can compare or calculate our interest rates with any other lender in the UK. Our rates will come as the most affordable.

Quick Business Loans

We are also known for providing quick business loans with no credit checks. These are ideal for start-ups in the UK.

Why 1OneFinance?
For your early financial relief...

During any financial emergency, you should connect with the one loan lender called 1OneFinance. You may think, why us only?

Our dedication and commitment allow us to serve better to our loan aspirants. We take care of your finances not only for your present situation but also for your future financial stability.

A professional team of loan experts run our lending hub. They are specialists and always try hard to make a strong bond with those who need money now by applying for our loans.

Indeed, several loan options exist, but you can describe us as the specialist of bad credit loans with no guarantor. We take extra care of those having past credit issues but need a loan to improve their credit scores.

We have embellished these loans for bad credit people with the following features:

  • No Upfront Fees

    We provide significant relief by not imposing any upfront charges. Only the interest rate you are required to pay, which is also competitive.

  • Acceptance of Very Bad Credit

    We provide sufficient financial help to those having issues like CCJ or very poor credit scores. We bring instant loan approval for them too.

  • Instant Payout

    We provide loans for bad credit with no guarantor on the instant payout. Everything is done, from application to funding transfer, within 24 hours.

WHY CHOOSE 1onefinance
  • Unsecured Loans

    These will be short-term unsecured loans, which means you do not need to submit any collateral to desired funds to your bank account.

  • Loans on Affordable Amount

    We offer these poor credit loans with no guarantor from pounds 1000 to 10000, depending upon your financial capacity and circumstances.

  • Choose Your Repayment Term

    We give you the liberty to choose your loan term. It will help you pay each monthly instalment on time and the whole loan.

Representative example
  • Amount of Borrowing

    £25,000 for 36 Months
  • A Variable Representative of

    11.8% APR
  • Monthly Repayment Amount

    £827.97 for 36 Months

Borrowers must be UK residents and aged 18 or over. Credit limits and interest rates vary based on your individual circumstances.

Keep in mind: Late repayment can cause you serious money problems. For help, go to moneyhelper.org.uk

Apply Now